Proposed and approved ACA rate increases by state and carrier.
Click a state to view detailed carrier-level data. A dot marks a newly dropped filing.
Minnesota has 6 carriers filing for the 2027 individual market, with proposed increases ranging from +0.0% to +13.0% and a weighted average of +9.7%. Rates are under regulatory review, and small group rates are trending 5.4 points higher at +15.1%, reinforcing the cost advantage of individual-market options like ICHRA.
Minnesota Commerce's proposed 2027 rate page says Aspirus Health Plan will be new to the exchange, while UCare plans will no longer be available after being supported through 2026 following Medica's acquisition.
Each bar is a carrier's proposed change. Reference lines show the state and national averages.
Small group rates are trending 5.4 points higher than individual-market rates.
| Carrier | Proposed | Final | Enrollees | Source |
|---|---|---|---|---|
| Medica Insurance Company | +13.0% | Pending | — | |
| HealthPartners, Inc. | +12.4% | Pending | — | |
| HealthPartners Insurance Company | +12.3% | Pending | — | |
| Blue Plus | +10.3% | Pending | — | |
| Quartz Health Plan MN | +10.0% | Pending | — | |
| Aspirus Health Plan, Inc. New | +0.0% | Pending | — |
| State | Avg individual ▼ | Avg small group | Carriers | Range | Status |
|---|---|---|---|---|---|
WAWashington | +22.4% | — | 13 | +8.6% → +27.8% | Under review |
NYNew York | +20.1% | +18.6% | 12 | +1.4% → +52.1% | Under review |
NJNew Jersey | +20.1% | — | 2 | +9.8% → +24.9% | Under review |
RIRhode Island | +20.1% | — | 2 | +9.8% → +24.9% | Under review |
INIndiana | +17.7% | +12.5% | 5 | +0.0% → +32.4% | Under review |
MEMaine | +16.8% | +15.7% | 6 | +9.2% → +20.9% | Under review |
CTConnecticut | +15.7% | +17.8% | 5 | +0.0% → +22.7% | Under review |
MAMassachusetts | +15.3% | +15.3% | 8 | +6.7% → +25.7% | Under review |
OROregon | +15.3% | +20.0% | 4 | +11.7% → +25.0% | Under review |
ILIllinois | +10.5% | +10.3% | 6 | +1.8% → +14.9% | Under review |
MNMinnesota | +9.7% | +15.1% | 6 | +0.0% → +13.0% | New filing |
DCDistrict of Columbia | +9.4% | +10.3% | 3 | +8.6% → +10.0% | New filing |
IAIowa | +6.7% | +23.0% | 5 | +5.0% → +16.8% | New filing |
VTVermont | +6.5% | +6.8% | 2 | +5.2% → +7.8% | Under review |