ACA Rate Tracker
Proposed and approved ACA rate increases by state and carrier.
National weighted avg
+16.4%
Across 51 states
Lowest change avg
+9.0%
Avg of lowest changes
Highest state
+25.0%
Arizona
Lowest state
+6.5%
Vermont
Filing status
11 Final
11 states with approved rates · 40 awaiting approval
2027 Individual Market — Rate Increases by State
Click a state to view detailed carrier-level data. A dot marks a filing posted in the last 7 days.
Low increase
Moderate
High increase
No data filed
New filing (last 7 days)
Final rates approved
All states with filings
51 states| State | Avg individual ▼ | Final avg | Avg small group | Carriers | Range | Status |
|---|---|---|---|---|---|---|
AZArizona | +25.0% | — | +25.9% | 8 | +3.3% → +33.9% | Under review |
MTMontana | +24.6% | — | +22.0% | 3 | +21.6% → +27.7% | Under review |
NMNew Mexico | +24.4% | — | +21.8% | 4 | +14.6% → +30.4% | Under review |
ALAlabamaFinal | +23.6% | +23.1% | +18.4% | 4 | +11.6% → +35.1% | Final |
NJNew Jersey | +23.6% | — | +20.9% | 5 | +15.4% → +35.6% | Under review |
WAWashingtonFinal | +22.8% | +22.6% | +16.8% | 14 | +8.6% → +27.8% | Final |
SCSouth Carolina | +22.4% | — | +17.0% | 9 | +10.7% → +45.5% | Under review |
MSMississippi | +22.1% | — | +18.2% | 6 | +9.7% → +32.6% | Under review |
INIndianaFinal | +22.1% | +19.5% | +12.5% | 6 | +15.3% → +32.4% | Final |
OKOklahoma | +21.9% | — | +19.1% | 7 | +12.8% → +30.5% | Under review |
WIWisconsin | +20.9% | — | +16.5% | 14 | +10.7% → +30.9% | Under review |
GAGeorgia | +20.6% | — | +19.9% | 9 | +12.2% → +54.3% | Under review |
NYNew YorkFinal | +20.1% | +4.8% | +18.2% | 13 | +1.4% → +52.1% | Final |
RIRhode Island | +20.1% | — | +8.7% | 2 | +9.8% → +24.9% | Under review |
KYKentucky | +19.6% | — | +15.2% | 3 | +16.9% → +21.2% | Under review |
KSKansas | +19.6% | — | +17.2% | 6 | +15.4% → +34.8% | Under review |
TNTennessee | +18.4% | — | +17.1% | 7 | +10.4% → +28.7% | Under review |
AKAlaska | +18.0% | — | +17.4% | 2 | +9.3% → +26.7% | Under review |
PAPennsylvaniaFinal | +17.6% | +15.4% | +13.9% | 16 | +0.0% → +40.9% | Final |
WYWyoming | +17.4% | — | +13.7% | 2 | +9.3% → +25.4% | Under review |
DEDelawareFinal | +16.9% | +15.6% | +17.8% | 6 | +13.5% → +20.2% | Final |
MEMaineFinal | +16.8% | +14.8% | +15.7% | 7 | +9.2% → +20.9% | Final |
NHNew Hampshire | +16.8% | — | +14.2% | 5 | +10.7% → +21.6% | Under review |
LALouisiana | +16.3% | — | +15.3% | 6 | +10.5% → +22.3% | Under review |
CTConnecticutFinal | +16.0% | +11.2% | +17.8% | 2 | +12.8% → +22.7% | Final |
TXTexas | +16.0% | — | +16.7% | 16 | +1.3% → +34.0% | Under review |
WVWest Virginia | +16.0% | — | +20.8% | 3 | +13.6% → +18.3% | Under review |
COColorado | +15.5% | — | +14.4% | 6 | +10.2% → +23.9% | Under review |
FLFlorida | +15.5% | — | +13.8% | 15 | +3.9% → +39.1% | Under review |
OROregonFinal | +15.3% | +20.6% | +19.1% | 6 | +11.7% → +25.0% | Final |
IDIdaho | +15.3% | — | +13.6% | 8 | +9.3% → +26.8% | Under review |
MOMissouri | +14.7% | — | +15.1% | 10 | +10.3% → +25.6% | Under review |
MIMichigan | +14.6% | — | +14.2% | 9 | +11.1% → +25.5% | Under review |
NCNorth Carolina | +14.5% | — | +20.6% | 9 | +8.5% → +27.4% | Under review |
VAVirginia | +14.3% | — | +13.5% | 7 | +8.4% → +22.8% | Under review |
OHOhio | +14.2% | — | +15.0% | 12 | +-1.5% → +24.1% | Under review |
NDNorth Dakota | +14.2% | — | +14.4% | 3 | +7.5% → +21.4% | Under review |
MDMaryland | +13.6% | — | +13.2% | 4 | +12.0% → +14.3% | Under review |
HIHawaii | +13.3% | — | +14.0% | 3 | +9.0% → +13.3% | Under review |
NENebraska | +13.0% | — | +14.1% | 5 | +8.6% → +17.4% | Under review |
MAMassachusettsFinal | +12.9% | +10.4% | +12.9% | 8 | +6.7% → +25.7% | Final |
NVNevada | +12.6% | — | +12.8% | 16 | +-2.8% → +25.7% | Under review |
CACalifornia | +12.0% | — | +12.3% | 13 | +5.6% → +20.4% | Under review |
MNMinnesota | +11.4% | — | +15.1% | 5 | +10.0% → +13.0% | Under review |
ILIllinois | +10.5% | — | +10.3% | 7 | +1.8% → +14.9% | Under review |
SDSouth Dakota | +10.2% | — | +12.4% | 3 | +7.2% → +11.7% | Under review |
UTUtah | +9.7% | — | +10.0% | 7 | +6.0% → +15.8% | Under review |
DCDistrict of Columbia | +9.7% | — | +10.3% | 2 | +9.6% → +10.0% | Under review |
ARArkansas | +7.0% | — | +9.0% | 5 | +7.0% → +7.0% | Under review |
IAIowa | +6.7% | — | +23.0% | 6 | +5.0% → +16.8% | Under review |
VTVermontFinal | +6.5% | +2.9% | +6.8% | 2 | +5.2% → +7.8% | Final |